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Search results for “pre-existing conditions”

20 results

How much is a back injury worth after a Baltimore construction zone crash?

A back injury claim in Baltimore can still have real value even if you had prior back problems and the first doctor chart is a mess.

ARTICLE by DeAndre Jackson

My cousin says the insurer can call my treatment unnecessary and skip the bill

A freelance contractor in Rockville gets caught in a two-impact crash and the insurer tries the oldest move in the book: say the care wasn't necessary.

ARTICLE by Ravi Patel

Prior CO2 Leak Knowledge in a Maryland Job Site Case

If your breathing problems showed up after a workplace gas exposure and you later learn the employer already knew the system was dangerous, that fact can seriously change how causation, notice, and the value of the case get argued.

ARTICLE by Sandra Kim

How much is a Frederick pedestrian crash worth if I'll need treatment for years?

What the insurance company does not want you to know is that future medical care and lost earning power can be worth far more than the first stack of ER bills. What should have...

Rear-ended at an Annapolis stoplight, and now your cashier job says prove you're hurt

Old Facebook or Instagram photos do not magically erase a real motorcycle injury, but the insurer and sometimes your employer will absolutely try to use them that way.

ARTICLE by Miguel Rodriguez

Every insurer in Baltimore keeps saying you were partly at fault - why

In Maryland, one tiny fault finding can wreck a crash payout, and in a multi-car Baltimore case the insurers know exactly how to use that against you.

ARTICLE by Dwayne Patterson

Your coworker got $70,000 after a Frederick wreck - why are they offering you $6,000?

A Frederick accountant gets sideswiped by a driver on the job and runs into the ugly fight over company coverage, low policy limits, and mental health being blamed on "pre-existing" problems.

ARTICLE by Tony Marchetti

Sorting Out Coverage After Maryland Rideshare Crash

If a rideshare crash happened in Maryland while the app driver was actively on a trip, the fight is usually over which policy is primary, who gets blamed, and whether contributory negligence kills the claim.

ARTICLE by Dwayne Patterson

Can a Facebook post wreck my College Park crash case?

$25,000 can disappear fast from a claim when an insurer gets a damaging post. From the insurance company's perspective: yes - they want one smiling photo, one "I'm fine"...

Non-economic damages

Mix this up with economic damages, and a claim can be valued far too low. That usually shows up when an insurer pays attention to bills, wage loss, and car repairs, but gives...

Why is insurance lowballing my College Park bike crash when my doctor says I'm hurt?

Yes - if the ER or your doctor documented a real injury, a low offer usually means the insurer is pricing your case for leverage, not fairness. What your doctor says and what...

The criminal case won't save your deadline in a Rockville road-rage crash

A driver getting charged for intentionally ramming your rig can help prove fault, but in Maryland it does not pause the civil deadline.

ARTICLE by Miguel Rodriguez

Is a Maryland crash claim worth it if I only needed fetal monitoring?

The mistake that sends people to Google is this: after a summer crash on Baltimore Avenue/Route 1 in College Park or merging onto I-495, the ER says the baby looks okay after a...

Who Is Liable in a Maryland Hydroplaning Accident

What fault usually looks like after a hydroplaning crash on a Maryland highway, and why 'the roads were wet' does not automatically let the other driver off the hook.

ARTICLE by Priscilla Oyewole

What happens if I switch lawyers after insurance uses my old MRI against me?

Yes - you can switch lawyers in Maryland, and doing that does not erase the fact that the at-fault driver still owes for making a prior condition worse. A common Frederick...

The adjuster says stop PT, dispatch says keep driving, and both are wrong

A Bowie truck driver hit by a merging semi usually has three years to sue in Maryland, but some of the most important deadlines hit way earlier than that.

ARTICLE by Dwayne Patterson

failure to intervene

A failure to intervene happens when someone with the duty and real chance to stop wrongdoing does nothing. Each part matters. "Duty" means the person was not just nearby; they...

Getting this point wrong can cost real money, because the spot where vehicles first made contact often shapes who gets blamed, whose story holds up, and whether an insurer...

point of impact

You just got a letter that says the insurer disputes the "point of impact" in your crash. That means the parties disagree about the exact place where two vehicles, a vehicle...

event data recorder

A built-in vehicle device that captures a short burst of technical information before, during, and after a crash, such as speed, braking, throttle use, seat belt status, and...