Maryland Accidents

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The adjuster says stop PT, dispatch says keep driving, and both are wrong

A Bowie truck driver hit by a merging semi usually has three years to sue in Maryland, but some of the most important deadlines hit way earlier than that.

ARTICLE by Dwayne Patterson

How much is a back injury worth after a Baltimore construction zone crash?

A back injury claim in Baltimore can still have real value even if you had prior back problems and the first doctor chart is a mess.

ARTICLE by DeAndre Jackson

My cousin says the insurer can call my treatment unnecessary and skip the bill

A freelance contractor in Rockville gets caught in a two-impact crash and the insurer tries the oldest move in the book: say the care wasn't necessary.

ARTICLE by Ravi Patel

Rear-ended at an Annapolis stoplight, and now your cashier job says prove you're hurt

Old Facebook or Instagram photos do not magically erase a real motorcycle injury, but the insurer and sometimes your employer will absolutely try to use them that way.

ARTICLE by Miguel Rodriguez

How much is a Frederick pedestrian crash worth if I'll need treatment for years?

What the insurance company does not want you to know is that future medical care and lost earning power can be worth far more than the first stack of ER bills. What should have...

Prior CO2 Leak Knowledge in a Maryland Job Site Case

If your breathing problems showed up after a workplace gas exposure and you later learn the employer already knew the system was dangerous, that fact can seriously change how causation, notice, and the value of the case get argued.

ARTICLE by Sandra Kim

The criminal case won't save your deadline in a Rockville road-rage crash

A driver getting charged for intentionally ramming your rig can help prove fault, but in Maryland it does not pause the civil deadline.

ARTICLE by Miguel Rodriguez

failure to intervene

A failure to intervene happens when someone with the duty and real chance to stop wrongdoing does nothing. Each part matters. "Duty" means the person was not just nearby; they...

Money can turn on a few feet. When a person, rider, or object is thrown during a crash, the measured distance from the point of impact to the place where that person or object...

First Amendment retaliation

Not every rude comment, workplace dispute, or negative response after someone speaks up counts as a constitutional violation. A government official is usually allowed to...

Your coworker got $70,000 after a Frederick wreck - why are they offering you $6,000?

A Frederick accountant gets sideswiped by a driver on the job and runs into the ugly fight over company coverage, low policy limits, and mental health being blamed on "pre-existing" problems.

ARTICLE by Tony Marchetti

Not just "looking at photos" or making a rough guess from pictures, photogrammetry is a measurement method that uses photographs or video to calculate real-world distances,...

Can a Facebook post wreck my College Park crash case?

$25,000 can disappear fast from a claim when an insurer gets a damaging post. From the insurance company's perspective: yes - they want one smiling photo, one "I'm fine"...

Every insurer in Baltimore keeps saying you were partly at fault - why

In Maryland, one tiny fault finding can wreck a crash payout, and in a multi-car Baltimore case the insurers know exactly how to use that against you.

ARTICLE by Dwayne Patterson

Sorting Out Coverage After Maryland Rideshare Crash

If a rideshare crash happened in Maryland while the app driver was actively on a trip, the fight is usually over which policy is primary, who gets blamed, and whether contributory negligence kills the claim.

ARTICLE by Dwayne Patterson

Non-economic damages

Mix this up with economic damages, and a claim can be valued far too low. That usually shows up when an insurer pays attention to bills, wage loss, and car repairs, but gives...

What evidence proves PTSD after a Hagerstown rideshare crash?

Three years is Maryland's general deadline to file a crash lawsuit, but insurance will start attacking a PTSD claim long before that. From the insurer's side, the script is...

Why is insurance lowballing my College Park bike crash when my doctor says I'm hurt?

Yes - if the ER or your doctor documented a real injury, a low offer usually means the insurer is pricing your case for leverage, not fairness. What your doctor says and what...

Not just a few photos, a rough sketch, or a cop's memory of where the cars ended up. That's the usual mistake. Scene mapping is the measured layout of an accident site - using...

Miss this detail after a serious crash, and a bad assumption can take over fast: people may say the driver "just slammed on the brakes" or "must have been speeding" when the...