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20 results

My cousin says the insurer can call my treatment unnecessary and skip the bill

A freelance contractor in Rockville gets caught in a two-impact crash and the insurer tries the oldest move in the book: say the care wasn't necessary.

ARTICLE by Ravi Patel

Can a Facebook post wreck my College Park crash case?

$25,000 can disappear fast from a claim when an insurer gets a damaging post. From the insurance company's perspective: yes - they want one smiling photo, one "I'm fine"...

Your coworker got $70,000 after a Frederick wreck - why are they offering you $6,000?

A Frederick accountant gets sideswiped by a driver on the job and runs into the ugly fight over company coverage, low policy limits, and mental health being blamed on "pre-existing" problems.

ARTICLE by Tony Marchetti

Every insurer in Baltimore keeps saying you were partly at fault - why

In Maryland, one tiny fault finding can wreck a crash payout, and in a multi-car Baltimore case the insurers know exactly how to use that against you.

ARTICLE by Dwayne Patterson

No - it does not just mean the person driving the truck. That is the most common mix-up. A motor carrier is usually the company or business responsible for transporting...

How much is a Frederick pedestrian crash worth if I'll need treatment for years?

What the insurance company does not want you to know is that future medical care and lost earning power can be worth far more than the first stack of ER bills. What should have...

Rear-ended at an Annapolis stoplight, and now your cashier job says prove you're hurt

Old Facebook or Instagram photos do not magically erase a real motorcycle injury, but the insurer and sometimes your employer will absolutely try to use them that way.

ARTICLE by Miguel Rodriguez

The criminal case won't save your deadline in a Rockville road-rage crash

A driver getting charged for intentionally ramming your rig can help prove fault, but in Maryland it does not pause the civil deadline.

ARTICLE by Miguel Rodriguez

Sorting Out Coverage After Maryland Rideshare Crash

If a rideshare crash happened in Maryland while the app driver was actively on a trip, the fight is usually over which policy is primary, who gets blamed, and whether contributory negligence kills the claim.

ARTICLE by Dwayne Patterson

Do I need a lawyer if FedEx's insurer keeps stalling my Gaithersburg crash claim?

In Maryland, serious commercial truck crash cases often land in the low to mid six figures, and the worst ones can go much higher. So yes - if FedEx's insurer is dragging this...

How much is a back injury worth after a Baltimore construction zone crash?

A back injury claim in Baltimore can still have real value even if you had prior back problems and the first doctor chart is a mess.

ARTICLE by DeAndre Jackson

Why is insurance lowballing my College Park bike crash when my doctor says I'm hurt?

Yes - if the ER or your doctor documented a real injury, a low offer usually means the insurer is pricing your case for leverage, not fairness. What your doctor says and what...

point of impact

You just got a letter that says the insurer disputes the "point of impact" in your crash. That means the parties disagree about the exact place where two vehicles, a vehicle...

Non-economic damages

Mix this up with economic damages, and a claim can be valued far too low. That usually shows up when an insurer pays attention to bills, wage loss, and car repairs, but gives...

Can my employer cut my hours for a Maryland UM claim after hit and run?

Maryland requires uninsured motorist coverage on every auto policy, and a UM claim is a claim against an insurer, not against your employer. The controlling rule is Md. Code,...

Can I file a Hagerstown crash claim if I can't read the paperwork?

What the insurance company does not want you to know is this: you are allowed to file a Maryland crash claim even if you do not read English well, and you do not have to guess...

Getting this point wrong can cost real money, because the spot where vehicles first made contact often shapes who gets blamed, whose story holds up, and whether an insurer...

What evidence proves PTSD after a Hagerstown rideshare crash?

Three years is Maryland's general deadline to file a crash lawsuit, but insurance will start attacking a PTSD claim long before that. From the insurer's side, the script is...

Who Is Liable in a Maryland Hydroplaning Accident

What fault usually looks like after a hydroplaning crash on a Maryland highway, and why 'the roads were wet' does not automatically let the other driver off the hook.

ARTICLE by Priscilla Oyewole

What happens if my Gaithersburg job says workers' comp means I can't sue the driver?

The worst mistake people make is believing HR or a supervisor and only opening a workers' comp claim. In Maryland, that can cost you evidence, delay treatment, and shrink what...