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20 results

How much is a back injury worth after a Baltimore construction zone crash?

A back injury claim in Baltimore can still have real value even if you had prior back problems and the first doctor chart is a mess.

ARTICLE by DeAndre Jackson

Every insurer in Baltimore keeps saying you were partly at fault - why

In Maryland, one tiny fault finding can wreck a crash payout, and in a multi-car Baltimore case the insurers know exactly how to use that against you.

ARTICLE by Dwayne Patterson

Your coworker got $70,000 after a Frederick wreck - why are they offering you $6,000?

A Frederick accountant gets sideswiped by a driver on the job and runs into the ugly fight over company coverage, low policy limits, and mental health being blamed on "pre-existing" problems.

ARTICLE by Tony Marchetti

Can my employer cut my hours for a Maryland UM claim after hit and run?

Maryland requires uninsured motorist coverage on every auto policy, and a UM claim is a claim against an insurer, not against your employer. The controlling rule is Md. Code,...

My cousin says the insurer can call my treatment unnecessary and skip the bill

A freelance contractor in Rockville gets caught in a two-impact crash and the insurer tries the oldest move in the book: say the care wasn't necessary.

ARTICLE by Ravi Patel

Can a Facebook post wreck my College Park crash case?

$25,000 can disappear fast from a claim when an insurer gets a damaging post. From the insurance company's perspective: yes - they want one smiling photo, one "I'm fine"...

Sorting Out Coverage After Maryland Rideshare Crash

If a rideshare crash happened in Maryland while the app driver was actively on a trip, the fight is usually over which policy is primary, who gets blamed, and whether contributory negligence kills the claim.

ARTICLE by Dwayne Patterson

How much is a Frederick pedestrian crash worth if I'll need treatment for years?

What the insurance company does not want you to know is that future medical care and lost earning power can be worth far more than the first stack of ER bills. What should have...

Rear-ended at an Annapolis stoplight, and now your cashier job says prove you're hurt

Old Facebook or Instagram photos do not magically erase a real motorcycle injury, but the insurer and sometimes your employer will absolutely try to use them that way.

ARTICLE by Miguel Rodriguez

The criminal case won't save your deadline in a Rockville road-rage crash

A driver getting charged for intentionally ramming your rig can help prove fault, but in Maryland it does not pause the civil deadline.

ARTICLE by Miguel Rodriguez

Prior CO2 Leak Knowledge in a Maryland Job Site Case

If your breathing problems showed up after a workplace gas exposure and you later learn the employer already knew the system was dangerous, that fact can seriously change how causation, notice, and the value of the case get argued.

ARTICLE by Sandra Kim

Is a Maryland crash claim worth it if I only needed fetal monitoring?

The mistake that sends people to Google is this: after a summer crash on Baltimore Avenue/Route 1 in College Park or merging onto I-495, the ER says the baby looks okay after a...

Why is insurance lowballing my College Park bike crash when my doctor says I'm hurt?

Yes - if the ER or your doctor documented a real injury, a low offer usually means the insurer is pricing your case for leverage, not fairness. What your doctor says and what...

point of impact

You just got a letter that says the insurer disputes the "point of impact" in your crash. That means the parties disagree about the exact place where two vehicles, a vehicle...

Can I file a Hagerstown crash claim if I can't read the paperwork?

What the insurance company does not want you to know is this: you are allowed to file a Maryland crash claim even if you do not read English well, and you do not have to guess...

What evidence proves PTSD after a Hagerstown rideshare crash?

Three years is Maryland's general deadline to file a crash lawsuit, but insurance will start attacking a PTSD claim long before that. From the insurer's side, the script is...

Who Is Liable in a Maryland Hydroplaning Accident

What fault usually looks like after a hydroplaning crash on a Maryland highway, and why 'the roads were wet' does not automatically let the other driver off the hook.

ARTICLE by Priscilla Oyewole

The adjuster says stop PT, dispatch says keep driving, and both are wrong

A Bowie truck driver hit by a merging semi usually has three years to sue in Maryland, but some of the most important deadlines hit way earlier than that.

ARTICLE by Dwayne Patterson

Is it too late to claim PTSD from my College Park crash two years later?

If you guess wrong on this, you can lose the claim entirely. In Maryland, the usual deadline to file a crash lawsuit is 3 years from the accident date, and once that runs, the...

Non-economic damages

Mix this up with economic damages, and a claim can be valued far too low. That usually shows up when an insurer pays attention to bills, wage loss, and car repairs, but gives...