Probably not - in Maryland, you usually have 3 years from the crash date to file a personal injury lawsuit.

What makes it more complicated is that some rights expire much sooner than the main lawsuit deadline, and many workers never get told that.

• If you were working when it happened, you may have had a workers' compensation claim through the Maryland Workers' Compensation Commission and a separate claim against the driver who hit you. Maryland workers' comp does not automatically block a third-party injury case.
• If a tow company truck, fleet vehicle, or commercial insurer is involved, there may be more insurance coverage than the adjuster first admits. That matters when your back, shoulder, or leg is still keeping you from full shifts months later.
• If you used your own auto policy for PIP or UM/UIM, those benefits can have short notice or application deadlines, sometimes as short as 1 year for PIP benefits. Even if you missed one benefit, that does not always kill the whole injury case.
• If a government vehicle was involved - a city truck, state vehicle, or highway unit - special notice rules can apply far earlier than 3 years.
• If you did not realize how serious the injury was at first, that usually does not change the basic crash deadline. A winter roadside hit on black ice along I-83, I-95, or the Beltway can leave you with pain that only shows up fully after months of working through it.
• If you were treated at R Adams Cowley Shock Trauma Center or later needed follow-up care, those records can still help prove the injury has lasted, even if you tried to tough it out and kept working.
• If the insurer keeps saying workers' comp was your only remedy, be careful. For many Baltimore roadside workers, that is incomplete at best.

The key date is the crash date, not when the pain became unbearable. If last winter's crash was under 3 years ago, you may still have options.